Welcome to this charming 2 bedroom, 1 bathroom, and 1 car garage home located in the sought-after neighborhood of North Kenwood, only a quick 10-minute drive from downtown St. Petersburg and the iconic St. Petersburg Pier. This unique property presents an exciting opportunity for those seeking a fixer-upper with endless potential. Previously owned by has all belongings left and are part of the sale, this home requires some tender love and care, allowing you to transform it into your dream haven. Step inside and be greeted by the possibilities that await you. The open concept living and dining area offers a comfortable space to entertain and create memorable moments with loved ones. The abundance of natural light that streams in through large windows creates a warm and inviting ambiance. The kitchen, while in need of renovations, is spacious and presents the perfect canvas for you to design the culinary space you've always dreamed of. .
Both bedrooms boast ample space, offering endless potential for creating tranquil retreats. Whether you envision a light-filled home office, a guest suite, or a delightful children's room, the possibilities are vast. Completing this property is a convenient one-car garage, providing secure parking and extra storage space, so you can keep your belongings organized and easily accessible. Located in North Kenwood, you'll enjoy the benefits of a vibrant community while being just moments away from the heart of downtown St. Petersburg. Explore an abundance of unique shops, art galleries, and exceptional dining options. Take a stroll along the picturesque waterfront or enjoy a day of adventure at the nearby St. Petersburg Pier. Don't miss the opportunity to bring this hidden gem back to life. With its fantastic location and the chance to create a personalized space, this hoarder home on the outskirts of downtown St. Petersburg is a standout opportunity for those with a vision. Embrace the rewarding journey of transforming this property into your dream home. Roof is 11/2020 and AC 1/2023!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,024 |
Total Monthly Payment | $1,755 | $1,713 | $2,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.