This expansive countryside ranch features a private entry in-law suite and a separate 2/1 cottage/ADU, catering to diverse needs. The main residence includes either four bedrooms and three bathrooms or three bedrooms and an in-law suite. It also offers a formal dining room, a modernized kitchen with granite countertops, a breakfast bar, a convenient laundry room and a large pantry off the kitchen with additional storage. The family/living room has a pleasing wood-burning fireplace. Other improvements include R-30 attic insulation, an upgraded electrical system, an independent septic system, and county water. The 20' x 34' covered porch provides a serene setting for entertainment and relaxation. The property is zoned A-1, spans 1. 3 acres with no deed restrictions or HOA fees, and offers ample parking for boats, trucks, trailers, tractors and other farm equipment, including a designated 50-amp power RV hookup. The workshop is 24' x 16' with power. There are two storage sheds (one with electricity, 8' x 14') and a chicken coop with water and electricity. A wooden fence with double gates flanks the front of the main house, ensuring secure access to the backyard. The Timberline shingle roof and Trane 4-ton A/C unit with a dual compressor were installed in 2013. THE added highlight is the Grandfathered-In Cottage/ADU, remodeled in 2017, featuring two bedrooms, one bathroom, vaulted ceilings, a full kitchen, living room, and covered screened-in porch. This cottage is equipped with hurricane-rated impact windows, its own septic system, county water, and an updated 125-amp electrical panel. Its location between I-275 and I-75 makes commuting to Tampa, St. Pete, Sarasota, Bradenton, and surrounding areas easy. You’ll have quick access to shopping at Publix, Winn Dixie, Detwiler’s Farm Market, Lowe’s, and the Ellenton Mall, as well as numerous local and waterfront eateries. Enjoy nearby beaches on Anna Maria Island, kayaking at Emerson Point, and boating and fishing on the Manatee River or in the Gulf. Don’t miss out on scheduling your exclusive tour soon!
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Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.250% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.360% | 6.956% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,281 | $4,064 | $5,840 |
Total Monthly Payment | $4,545 | $4,328 | $6,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.