Welcome to your new oasis in the desirable South Lakeland gated neighborhood of Hallam Preserve! This stunning 3-bedroom, 2-bathroom Bristol Southern Home spans 1, 482 sq ft and offers a perfect blend of modern comfort and serene outdoor living. Inside, the home boasts an open, split floor plan with expansive kitchen countertops framing the bay windows, providing a picturesque view of the front yard. The large great room, fully wired for surround sound audio, is perfect for entertaining or enjoying a cozy night in. Retreat to the master bedroom, complete with a tray ceiling and easy access to the backyard through elegant French doors. You'll love the two separate walk-in closets and the en-suite, which offers ample countertop space and an oversized soaking bathtub and shower. This home is fully wired with CAT 5e, ensuring all your home surveillance and high-speed networking needs are met. Step outside to discover a large paver patio, ideal for entertaining or unwinding, while overlooking the beautiful yard featuring 6-foot privacy hedges, palm, lemon, orange, and pecan trees, along with other mature plants. This safe and family friendly community is rich with amenities, including walking trails, playgrounds, a clubhouse, and a pool for all residents to enjoy. Don't miss out on this perfect blend of comfort, convenience, and luxury in a beautiful, secure neighborhood. Your dream home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,361 |
Total Monthly Payment | $2,204 | $2,154 | $2,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.