Step into a tropical paradise with this 2 bed/2 bath 2008 manufactured home located in popular Americana Cove, a 55+ waterfront community with saltwater canals to Tampa Bay. The home has many upgrades including composition shingle roof, 2016 vapor barrier under home to protect subflooring, 2016 plumbing, 2024 HVAC system, water heater maintained through Duke Energy's maintenance program, enclosed screened lanai and 2023 washer/dryer located inside of home. Open kitchen/dining/living area makes entertaining easy. Kitchen features many cabinets for storage and newer appliances including dishwasher. Large primary bedroom with ensuite. Enjoy the spacious outdoor screened lanai which includes furnishings. Large shed with shelving. Home sits back with long driveway to accommodate guests. Price includes share for the low and ownership in the co-op. Two dogs up to 35 pounds are welcomed. Low monthly maintenance fee of $360 includes water/sewer, trash pick up, lawn mowing, 24 hr gate, private streets, seawall maintenance and all amenities including fitness, clubhouse, heated pool and so much more! Community is located only 10 mins from downtown St. Petersburg, 15 mins to two airports and 25 mins to beaches. This well-maintained home is a must see! 675+ credit score required by management.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,303 | $1,653 |
Total Monthly Payment | $1,474 | $1,440 | $1,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.