Discover this exceptional 2-bedroom, 2-bath loft-style condo in the gated Itopia community, strategically located between Downtown St. Pete and Tampa. Priced to sell, this condo features an open floor plan, fresh paint, new carpet, high ceilings and natural light throughout. Each bedroom is a primary suite, equipped with en-suite bathrooms, walk-in closets, and balcony access for serene pond views. The loft-style design offers an airy feel, complete with a cozy wood-burning fireplace, and a galley kitchen equipped with beautiful cabinets, stainless steel appliances, and striking countertops overlooking the dining room. See the floor plan in photos. Itopia offers residents an active, resort-style lifestyle with an impressive array of amenities. Enjoy two heated swimming pools, hot tubs, an indoor sauna for ultimate relaxation, media center, dog park and barbecue area. Stay active with access to tennis, racquetball, and volleyball courts, plus a fitness center and clubhouse for social gatherings. The community also includes two fenced dog parks, a car wash area and more. The 24-hour gated security and on-site management add to peace of mind. The ideal location of this condo offers quick access to the vibrant cultural scenes, beaches, and nightlife of both St. Petersburg and Tampa. Airports, top-rated restaurants, and shopping are all nearby, making it a perfect choice for those seeking a balance of comfort, convenience, and Florida lifestyle. Don't miss this opportunity to live in one of the most well-appointed and affordable communities in the area! Schedule your private tour today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,063 | $1,349 |
Total Monthly Payment | $1,402 | $1,374 | $1,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.