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44 Stony Road, Accord (Rochester), NY, 12404 | $299,999
Post Election Special! Whether you're moving out of the city or looking for new opportunities and a location to build your dream home away from the hustle and bustle . . . Discover the potential of 44 Stony Road, currently a 3-bedroom, 1-bath home situated on a serene 2-acre wooded lot in beautiful Accord, NY. This existing structure comes with approved plans for a stunning renovation that will expand the home to an impressive 3 bedroom , 2. 5 Bath , 2, 100 square feet contemporary design offering endless possibilities for your dream residence. **Features: ** - Existing structure is shovel ready - Includes approved architectural plans for expansion and renovation, increasing living space to accommodate modern needs. - Private, wooded surroundings providing peace and tranquility. - Ample outdoor space for gardening, recreation, or enjoying nature. **Location: ** Located in a quiet, picturesque area of Accord, this property offers easy access to local amenities, outdoor activities, and the natural beauty of the Hudson Valley. Enjoy hiking, biking, and exploring the scenic landscapes right at your doorstep. - Enjoy the tranquility of your own private wooded retreat, where nature surrounds you, offering peace and a sense of escape from the hustle and bustle of everyday life. - The generous outdoor area provides endless possibilities for gardening, recreational activities, or simply enjoying the beauty of the natural landscape. - The approved architectural plans promise an exciting expansion that will enhance the home's living space significantly, **Investment Opportunity: ** This property represents an excellent opportunity for buyers looking to invest in a project with approved plans. Create your dream home in a tranquil setting, with the added benefit of increased value and built in equity upon completion. Stamped architectural plans , approved permits for construction, driveway, interior design all provided & included with the sale. Start renovations on day one after closing! *As is sale , existing property is most likely not immediately habitable.
Features
- Town: Accord
- Rooms: 4
- Bedrooms: 3
- Baths: 1 full
- Style: Cottage, Bungalow
- Year Built: 1972
- Heating: Oil, Baseboard
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 950
- Acreage: 2
- Est. Taxes: $2,285
- Elem. School: Kerhonkson Elementary School
- Middle School: Rondout Valley Junior High School
- High School: Rondout Valley High School
- School District: Rondout Valley Central
- MLS#: H6335917
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/H6335917/44stonyroad_accord_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Stony Road, Accord (Rochester), NY, 12404
$299,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,999 | $239,999 | $239,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $190 | $190 | $190 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,024 |
| Total Monthly Payment | $1,902 | $1,860 | $2,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535