Multi-million dollar, panoramic views directly off of your lakeside porch! Welcome to Backwater Landing Cottage 31! This gorgeous waterfront, FULL-TIME CAPABLE and boardwalk front cottage is move-in-ready and being sold with all of the furniture, a new sleeper sofa, AND even the Golf Cart! Pack your bag and enjoy your new lakefront, Lake Keowee cottage! This home has just been painted inside and out. It shows beautifully. There are many upgrades! New: HVAC in 2020, Water Heater, New Roof and Skylight in 2021, New Carpet Flooring in bedrooms, exterior sliding door, NEW granite countertops in kitchen and bathrooms, NEW shutters, all NEW lighting and much more! Ask for the complete list of improvements! What makes this cottage extra special is that it is not only waterfront, it is also close to its parking lot AND has its own septic tank. This means you can choose to make this cottage your primary residence when the time is right for you. It also has a larger front porch than most units and one of the best panoramic lake views! Your direct lakeside porch can be used year round with its equipped “EZ-Breeze” window system. There is a storage room that is accessible from the outside as well. If you are looking for a low maintenance retreat and lake getaway, this is it! This established community offers many amenities. They include a fabulous lakefront lodge and swimming pool, marina, beach, fitness room and walking trails. Regime includes landscaping maintenance, private gated community, water, sewer, trash service, pool, clubhouse, walking trails, fitness center, lighting and more. This is a private gated community. Gate is monitored with no public access. Entry requires agent representation. Unit 31 is direct waterfront with beautiful lake views. No rentals are allowed with less than a 12 month term. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. Please ask about the land lease, boat slip rentals, and further details.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,015 | $2,013 | $2,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.