In a Neighborhood of Picturesque Homes sits this Classic Victorian on a large corner lot with two covered open-air porches. Step inside into a grand entryway with oak hardwoods throughout, natural lighting, and remarkable ceilings. Savor culinary meals in the new gourmet kitchen. The kitchen opens seamlessly onto the butlers pantry with built -in cupboards and sink. The large Living room has 2 ornamental mantels with pocket doors on each end leading into the Dining Room also with an ornamental mantel. Up the grand Staircase with stained glass windows is the 2nd floor with 5 bedrooms, New updated full bath w/ heated floor & 1/2 bath. There is a large open attic on the 3rd floor with wood floors and windows. Outside is a patio with privacy fence and built in fireplace for you to relax or enjoy entertaining with friends and family. This home had many architectural details only found in older homes. Walking distance to the Downtown Historic district and Hudson River waterfront Park. Plenty of eateries and shops to explore. Easy commute to Albany or Hudson & 2 1/2 hrs to NYC
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,716 |
Total Monthly Payment | $3,907 | $3,809 | $4,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.