Live in a beautiful 2019 Palm Harbor custom home that was built to Wind Zone III standards, the toughest in the state. With more than 1, 700 sq. ft of living space, you'll fall in love with the open kitchen/dining/living area that features a large island for entertaining friends and family and a split bedroom plan giving extra privacy. The kitchen features high-end stainless appliances including gas stove with hood, walk-in pantry with lots of shelving and a conveniently located utility room with washer and dryer. In March 2024, the home was updated with new luxury vinyl flooring and fresh paint throughout. Primary bedroom suite with room for office or sitting area, walk-in closet and bath with large shower. On the opposite side of the home is a guestroom with roomy guest bath and living area. Custom blinds throughout and stained glass in horizon windows in living area. In 2022, an extra parking area was added that will hold two cars easily in addition to the carport. Large shed with shelves. Back patio with gas hookup ready for a grill. Home went through Hurricane Helene and Milton with only 12 shingles damaged that have been replaced. No flooding. Home has an elevation of 11. 6 feet above sea level. This is a home that is a must see! Located in popular Americana Cove, which is only 10 min drive from downtown St. Pete, 15 mins to two airports and 25 mins to beaches. Low monthly maintenance fee of $360 includes 24 hr manned gate, water/sewer, trash pick up, lawn mowing and amenities including fitness center, heated pool, clubhouse, two boat ramps and kayak launch and so much more. Price includes share for the lot and ownership in the Co-op. Proof of funds or lender pre-approval with contract. 2 dogs up to 35 pounds are welcomed. This is an exceptional home at a real value!
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Our Executive Mortgage Banker:
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$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,073 | $2,674 |
Total Monthly Payment | $2,460 | $2,405 | $3,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.