20906 River DRIVE, Dunnellon, FL, 34431 | $799,000

OUTSTANDING RIVERFRONT HOME LOADED with SPACE, AMENITIES & STUNNING VIEWS! This truly unique residence has 5 Bedrooms, 3 1/2 Baths, and 2, 635 Sq. Ft. of Living Area on a NO FLOOD INSURANCE site along the Withlacoochee River in the historic district of suburban Dunnellon. With its attractive interior spaces and exceptional backyard features this rare opportunity promises a choice lifestyle experience both INSIDE & OUT! Among its numerous interior highlights is a spacious Great Room with a richly finished Wood "Tongue and Groove" Ceiling accented with recessed lighting. . . Bar/Wine niche. . . and Expansive Dining Room with adjacent sun-drenched Sitting Area. You'll also appreciate the updated, earth-tone kitchen with Shaker Cabinets, Quartz Counters, and designer Tile Backsplashes. Central to the home's attraction are the numerous backyard amenities creating a mecca for outdoor recreation and relaxation. There's a Screened Room with panoramic river views. . . a Firepit. . . Covered Open-Air Porch. . . & Arbor Shelter with Family-Sized Picnic Table. For water sport enthusiasts there's the large covered dock with a roomy overhead deck overlooking the river. Whether your interest leans toward boating, fishing, canoeing, or kayaking your private Backyard Boathouse is along a beautiful stretch of the Withlacoochee River that leads to the sparkling Rainbow River and Lake Rousseau. The finishing touch to this rare opportunity is a location that is just an easy walk to restaurants and shops in the historic area together with convenience to an abundance of retail shopping, a full array of community services as well as the towns of Lecanto, Beverly Hills, Crystal River & nearby Ocala. This tucked-away haven awaits new owners seeking a special caliber of waterfront housing opportunity perfect for a roomy primary residence, a recreational gathering spot for family and friends as well as a property with a successful track record as an Airbnb/VRBO style rental. SEE THIS CHOICE 1948 home with stylish 2003 Addition BEFORE IT IS LOST!

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Year Built: 1948
  • Garage: 1-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,635
  • Acreage: 0.32
  • Est. Taxes: $3
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM689309
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM689309/20906riverdrive_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 1:00:31 AM)
Listing courtesy of REALTRUST REALTY LLC   Phone: 352-464-7812

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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20906 River DRIVE, Dunnellon, FL, 34431

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,253 $4,248 $5,390
Total Monthly Payment $4,345 $4,340 $5,482

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.