*5. 75% Par Interest Rate Available without paying points* 4/3 Fully-Remodeled Dream Home. TWO MASTER BEDROOMS (w/ EnSuite Bathrooms), one could be Mother-in-Law Suite with its own separate, private entrance! GORGEOUS KITCHEN is Very Large w/ Breakfast Bar, Granite Counters, Premium Stainless Steel Appliances, Solid-Wood Soft-Close Cabinets, plus an abundance of Counter Space. Beautiful & Modern WOOD-PORCELAIN TILE throughout home. True OPEN FLOOR PLAN - Large GREAT ROOM is shared with Kitchen & Dining Area. SPLIT BEDROOM. All Bedrooms are Large Size, with Ceiling Fans. Plenty of Large Windows throughout home let in a lot of natural daylight. Knockdown Finish on Ceilings (no popcorn). INSIDE LAUNDRY w/ LG Washer & Dryer. FRONT COVERED PORCH. Ring Smart Doorbell. LARGE FENCED YARD, w/ White Vinyl Fencing, Large AVOCADO TREE, & Sugarcane Trees. Home has NO REAR NEIGHBOR! Two Large Storage Sheds (15' x 10'; 10' x 6'). BLOCK HOME w/ New Modern Stucco Finish. Vinyl Soffits. New Electric (electric panel, wiring panel, et cetera). Parking for 10+ Cars, Boat Parking OK, RV Parking OK. 3-CAR WIDE PAVER DRIVEWAY, Plus Private Parking Behind Gate! Home was fully-remodeled in 2018 (AC, Roof, Kitchen, Bathrooms, Flooring, Et Cetera). Very modern feel everywhere in home. No HOA. No CDD. No Flood Zone. Bel Aire Neighborhood is a great community, quiet, peaceful, with plenty of trees. Home is located on a circle/loop, which results in very little traffic. Great lifestyle with nearby Raymond James Stadium (Bucs games, Concerts), Al Lopez Park, & EOS Fitness Gym. Very convenient with nearby Publix, Target, Startbucks - also St. Joseph Hospital. Central Location with easy access to main highways, airport, downtown, & Beaches. *Note that the 5. 75% interest rate is with 760+ credit score, 20% down.
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Our Executive Mortgage Banker:
Our Insurance Division:
$494,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $395,996 | $395,996 | $395,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $2,865 | $2,862 | $3,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.