Welcome to your Oasis in Tuscany Isles! This elegant villa is located in the secure, gated community of Tuscany Isles. As you enter the home you are immediately drawn to the view of the lake and the beautiful natural wildlife. This home features 2 bedrooms, 2 bathrooms, a versatile den/3rd bedroom, and a spacious 2-car garage, this home offers an open-concept layout with abundant natural light and stunning private lake views, making it ideal for both everyday living and entertaining. The kitchen is a chef’s delight with sleek granite countertops, under-cabinet lighting, and a bar top that comfortably seats up to four—perfect for casual meals or evening cocktails. A Rain Soft Reverse Osmosis system supplies both drinking water and the washing machine, adding extra convenience. The primary suite, enhanced with new luxury vinyl plank flooring installed in April 2024, provides tranquil lake views to wake up to each morning. The adjacent den, framed by elegant French doors, offers flexibility for use as a third bedroom, home office, or cozy reading nook with Lake views. Thoughtfully designed with practical touches like rocker switches, upgraded door handles, and additional electrical outlets on the lanai and in the garage, the villa combines style with functionality. With its enviable location next to the community pool, you’ll enjoy the feel of a personal resort just steps from your door—without any of the maintenance.
Built with longevity and safety in mind, this villa comes equipped with whole-house surge protection, Accordion Hurricane Shutters, and a transferable 10-year Del Air AC warranty through 2027. Numerous upgrades add to its move-in readiness, including a new roof installed in 2023 and fresh Sherwin Williams paint on both the interior and exterior in December 2023. In 2024, the villa saw further updates to its water-softening system with the Rain Soft service and additional air conditioning maintenance by Del Air to ensure comfort year-round. Following the October 2024 hurricane, roof repairs were conducted on the southwest ridge, ensuring the home remained fully protected with no further damage sustained. No water intrusion inside.
For added peace of mind, fiber optic internet by Century Link is installed, making this villa tech-ready.
Nestled a short drive from downtown Punta Gorda and the vibrant Fisherman’s Village, you’re close to waterfront dining, boutique shopping, and world-class fishing, all while enjoying the peaceful ambiance of a close-knit community. Combining luxury, practicality, and a prime location, this exceptional property invites you to experience the finest of Florida’s lifestyle in a serene and welcoming setting.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,496 |
Total Monthly Payment | $2,389 | $2,337 | $2,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.