NO DAMAGES AFTER TWO HURRICANES. CHARMING Villa in CAYA COSTA, a HIDDEN GEM in NE ST. PETERSBURG! Discover the ultimate blend of comfort, convenience, and lifestyle in this beautifully remodeled 2-bedroom, 2-bathroom villa, showcasing pride of ownership at every turn. Nestled in a tranquil yet accessible location, just minutes from the vibrant scene of Downtown St. Pete, this villa makes an ideal primary residence, vacation retreat, or investment property. Upon entry, step through your oversized one-car garage and into an inviting, open floor plan filled with natural light, vaulted ceilings, and spacious rooms that feel immediately like home. The primary suite is designed with comfort in mind, featuring room for a king-sized bed, a walk-in closet, a dressing area, a second closet, and a linen closet—plenty of storage for any need. The second bedroom is perfectly positioned for privacy, with an adjacent bathroom, making it ideal for guests or additional family members. The gourmet kitchen is a true chef’s delight, offering ample cabinetry and counter space, perfect for preparing meals and entertaining. Beyond the walls of this lovely home, Caya Costa offers an array of amenities, with a monthly fee that covers extensive property maintenance—from the structure, roof, and skylights to landscaping and insurance—providing peace of mind and effortless upkeep. Enjoy community perks including a large pool, heated Jacuzzi, grilling station, pavilion for gatherings, fishing pier, boat/kayak/stand-up paddleboard launch, and tennis and pickleball courts. For peace of mind, there’s a 24-hour security gate with full-time guards. Boaters will love the on-site boatyard, complete with canal access to Tampa Bay. Caya Costa is a rare find, combining luxury and ease with the active Florida lifestyle. Schedule your visit to experience the unmatched value of this charming villa today
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $515 | $515 | $515 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,446 | $3,155 |
Total Monthly Payment | $3,100 | $3,036 | $3,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.