$20, 000 seller to buyer concession for anyone who closes by 12/31/2024, PLUS $0 down for any storm affected buyers when using sellers preferred lender. Discover an exceptional chance to own a newly built, solid block construction townhouse in the heart of St. Petersburg’s Grand Central District—offering the freedom of NO HOA fees and the added benefit of a detached guest house. This contemporary residence boasts hurricane-rated impact doors and windows, luxury finishes, and peace of mind with a Builder’s Warranty, all in a NON-FLOOD zone for ultimate comfort and cost savings.
The main house spans two levels with high ceilings and features two ensuite bedrooms, two and a half bathrooms, and a design that blends privacy with practicality. The first floor is home to a sleek European-style chef’s kitchen outfitted with Samsung Bespoke stainless appliances, quartz countertops, and plentiful storage. The dining and living spaces flow seamlessly, highlighted by ambient lighting and chic fixtures—perfect for hosting gatherings. A smart-ready open layout fills with natural light, including a breakfast bar ideal for casual dining.
Upstairs, the primary suite offers a fully finished walk-in closet, an accent feature wall, and a spa-inspired ensuite with floor-to-ceiling tiled finishes. A second spacious bedroom with a private bath and a full-size laundry room with extra storage complete the upstairs level.
Step outside to a low-maintenance xeriscape paver patio, enclosed by a new vinyl fence and wall, creating a tranquil space perfect for entertaining. The oversized, one-car detached garage offers secure parking with a 220V EV charging outlet and an epoxy-coated floor. Convenient alley access and additional street parking make coming and going a breeze.
Above the garage, discover a luxurious accessory dwelling unit, ideal for income-generating rentals, guest accommodations, a home office, or a private retreat. Just steps from your front door, enjoy Central Ave’s vibrant mix of trendy eateries, bars, cafes, and shops, with attractions like Rays games, St. Pete Beach, and Downtown just minutes away. HIGH & DRY, no flood insurance required.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$888,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $710,400 | $710,400 | $710,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.826% | 6.936% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,608 | $4,608 | $6,286 |
Total Monthly Payment | $4,837 | $4,837 | $6,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.