Looking for a pet friendly Florida neighborhood? Come enjoy the sunshine! Exceptional 14-foot-wide with LARGE addition in Oaks Royal 55+ community where you own your land! This home has over 1, 500 sq/ft living space. Located in a desirable area close to club house and pool with a low HOA fee of $450/year. This furnished 3br/2ba/FL room shows off laminate flooring, metal roof, high ceilings, open concept, and offers laundry area off of the family room. Kitchen updates include fixtures, laminate flooring, gas range, dishwasher, newer appliances, and ample cabinets for storage. Home layout showcases a desirable OPEN FLOOR PLAN that flows perfectly throughout. The primary bedroom is located at the back of the home in this split bedroom plan which has a king size bed and all the furnishings. The second and third bedrooms provide queen bedroom sets, built in closets, and plenty of space for guest. This FULLY FURNISHED home is turnkey! Just bring your bags and stay for the winter. The outdoor living space: painted driveway/patio and the backyard has covered patio for golf cart parking. Golf cart is included in sale and Central AC/Heating system was 2020. Your low annual fee gets you access to all the subdivision's amenities which includes access to pool, club house and community functions. Owner is having the carport repaired as part of this sale. Call for an appointment today.
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$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,000 | $108,000 | $108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $737 | $718 | $911 |
Total Monthly Payment | $986 | $967 | $1,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.