2. 27 ACRES WITH 3BD/2BA HOME AND MANY UPGRADES! Inside and out this home has been remodeled with many upgrades. New upgrades include: vinyl plank flooring with a lifetime transferable warranty, a new Senville 3 1/2 ton ducted split air conditioning unit with a built-in dehumidifier, a new septic line, gutters, a vapor barrier with moisture and mold resistant closed cell foam added to the crawl space increasing energy efficiency. Landscaping upgrades include: graveled driveway, mulch and the additional lot is now cleared. 2023 upgrades include: a new well pump and upgraded filtration system, a new roof, and a brand new water heater put in. Inside the home there is an eat-in kitchen, private laundry room, sliding glass doors leading from the living room out to the extra large deck and backyard. The primary bedroom has walk-in closets and the primary bath has an oversized walk-in shower and a bidet. There is a 28' x 30' metal garage/workshop with electric and a concrete slab floor. The backyard is fenced, it has a covered front porch and the back deck that was expanded in April 2024. It is located only 3 miles from Hidden Trails Park, 5 miles to Bull Creek Public Boat Launch/Fish Camp and Campground, Haw Creek Preserve and Dead Lake. 9 miles to Shell Bluff State Park, 11 miles to Crescent Lake. It is less than 35 miles to World Famous Daytona Beach, Palm Coast, Ormond Beach, Flagler Beach, Historic St. Augustine, Marineland and Palatka. A little less than an hour and a half to Jacksonville, Orlando and Ocala. (4192 Oleander Ave is also included in the sale and makes up part of the 2. 27 acres. Parcel #: 13-12-28-1800-01580-0130 It can also be sold separately. )
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $1,941 | $2,462 |
Total Monthly Payment | $2,319 | $2,268 | $2,789 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.