Charming ranch style home on over an acre of private property connecting to Fishkill Creek, a tributary of the Hudson River. Sun-filled living room with skylight, wood-burning fireplace and bay window overlooking hydrangea, Rose of Sharon, apple, cherry and pear trees, and lilac; updated eat-in kitchen with stainless appliances, generous cabinets and drawer space, peninsula perfect for prep, and a sweet side porch for that morning cup of coffee. Two bedrooms on main level, and full bath with skylight and soaking tub. Lower level is perfect for guests and extended family visits, with third bedroom, large den with wood stove, and walk out to patio and level yard. Laundry room with shelving. Lower level offers additional space for storage or studio space. Venture out into expansive yard with enclosed garden and open storage shed for supplies. Walk down private path to the Fishkill Creek to relax and unwind. Updated windows, boiler and water heater. Survey available. Home has two driveways and an additional shed for storing bicycles and kayaks. Fishkill Ridge hiking trail at end of road, and minutes to Beacon's vibrant Main Street. Great commuter location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $2,924 | $2,868 | $3,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.