85483 FALL RIVER Parkway, Fernandina Beach, FL, 32034 | $579,900

SELLERS ARE OFFERING $10, 000 TOWARDS BUYERS CLOSING COST OR RATE BUY DOWN! This nearly-new home, just one year old, offers a luxurious and comfortable living experience on a premium lot with breathtaking marsh and lake views. With a southwest orientation, the home is designed to be bright and inviting throughout the day. Inside, you will find numerous upgrades, including high-quality aftermarket vinyl plank flooring, elegant bathroom floor tiles, and stylish tile backsplashes. The property features a screened enclosure, new light fixtures and fans, custom closets, and modern bathroom mirrors. Additional conveniences such as gutters and a water softener enhance the home's functionality. The spacious, fenced yard, screened lanai, and open front porch provide perfect spots to relax while enjoying the surrounding natural beauty. The master suite is conveniently located on the first floor, ensuring added privacy and convenience. This home is the popular Richmond American's Appleby Floor Plan, which includes a 3-car garage, gourmet kitchen, 4-bedrooms and 3-full baths and it is positioned perfectly on a generous . 31-acre lot. The gourmet kitchen is a chef's dream, featuring double ovens, a stylish cooktop, and custom pantry shelving. Furnishings are negotiable, making this home truly move-in ready. Residents of the Amelia Walk Community can take advantage of various amenities, including a clubhouse, swimming pool, playground, fitness center, soccer field, tennis courts, lake, and pickleball facilities. This property represents an excellent opportunity for those seeking a blend of luxury, comfort, and community amenities.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Lower Level
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 0
  • Acreage: 0.31
  • Est. Taxes: $5,143
  • HOA Fee: $85 Annually
  • View: Other
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2055974
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/2055974/85483fallriverparkway_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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85483 FALL RIVER Parkway, Fernandina Beach, FL, 32034

$579,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,920 $463,920 $463,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $429 $429 $429
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,165 $3,083 $3,912
Total Monthly Payment $3,686 $3,604 $4,433

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.