This cute as a button Cape Cod-style home, with 1037 square feet, 2 bedrooms and one bathroom, combines timeless charm with modern upgrades. Enjoy a beautifully renovated kitchen with stainless steel appliances and hardwood floors flowing through both the first and second levels. Formal Dining Room that opens up to both living room and kitchen. Cozy up by the wood-burning fireplace in the inviting living room, perfect for unwinding. An additional room in the back offers flexibility for a family room, office, or den. The spacious bedrooms are upstairs with the bathroom. Outside, the private backyard is ideal for relaxing or entertaining. With a convenient one-car garage and a heated basement that provides even more usable space, this home has it all. Prime location! Just minutes from Central State University, Stanley Park, and nearby shopping at the mall. Don't miss out on this lovely, move-in-ready home!
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Dining Room | Hardwood Floor | Main |
Family Room | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,984 | $199,984 | $199,984 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,329 | $1,687 |
Total Monthly Payment | $1,857 | $1,822 | $2,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.