Welcome to Historic Federal Hill! This meticulously renovated home combines modern luxury with timeless charm. With stunning wide plank hardwood floors, this versatile 2-family or in-law apartment property provides countless possibilities. The first floor unit features 2 spacious bedrooms and a full bath with a relaxing jacuzzi tub. The gourmet eat in kitchen is equipped with high end stainless steel appliances and sleek granite countertops, perfect for cooking and entertaining. Step through the glass French doors to your private mahogany deck ideal for enjoying your morning coffee. The living room boasts elegant coffered ceilings and beautiful glass pocket doors. There's also a laundry room and a large unfinished basement area, ready for your ideas to add even more living space. Upstairs, the second floor unit provides an open concept kitchen, dining, and living area with architectural columns and meticulously crafted ceilings. The kitchen continues the theme of luxury with granite counters and stainless steel appliances. The full bath features a deep soaking tub, and there's a laundry area for convenience. A large walk-out deck boasts breathtaking views of the picturesque Federal Hill neighborhood. The top floor is a private master suite, complete with a sitting area, ample closet space, and a stunning vaulted cedar wood-plank ceiling. The en-suite bath is a spa like retreat, with a huge walk in shower featuring double shower heads and a glass enclosure. This home is packed with upgrades, including high-efficiency on demand water heaters and close cell foam insulation to keep utility costs low. A two car detached garage with new doors and windows throughout that adds even more value. Plus, with the added benefit of a 3-year tax freeze grant, *please note that the tax assessment is based on the current tax freeze and the pre-renovation value, which will remain in effect for the next three years. * This home presents an excellent opportunity for both homeowners and investors alike. Don't miss out on this one!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,086 | $3,083 | $3,912 |
Total Monthly Payment | $3,393 | $3,390 | $4,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.