Priced $10, 000 under appraisal AND has a 3. 5% assumable mortgage! This charming St. Pete block home (flood zone X), sits nestled on a quiet street in a quaint neighborhood - but in the center of it all! Less than 1 mile to I-275, 6 miles to downtown, and 20 minutes to the world's best beaches. This 3 bedroom, 1 bath house has nearly 1500 square feet to spread out it - with 400 more square feet of unconditioned space under the roof. This home has new energy efficient, double-paned windows throughout, with the added bonus of hurricane shutters for all openings. The brand new HVAC system will keep you super cool - with newly added insulation to keep your energy bills low. The brand new luxury vinyl plank floors instantly elevate the space. A newer roof (2019) and appliances (2022) round out the list of improvements. The yard is spacious, with convenient alley access, and a huge shed. This sweet house is just waiting for the right buyer to make it their home. Will you be the lucky one?
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,068 | $2,015 | $2,557 |
Total Monthly Payment | $2,438 | $2,385 | $2,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.