Welcome to 1415 S. Palmetto Avenue! This charming 2005 block-construction bungalow offers the perfect blend of historic character and modern amenities in Historic Downtown Sanford. Featuring three bedrooms and two bathrooms, this home combines classic bungalow appeal with contemporary comforts, including block construction, a new 2024 roof, and a detached two-car garage. Step inside to find a bright, open floor plan filled with natural light. The kitchen, complete with a large island for additional seating, showcases stainless steel appliances, granite countertops, and French doors with plantation-style shutters that open onto the screened back porch—a serene spot overlooking the beautifully landscaped, private backyard. The primary suite boasts a spacious walk-in closet and an elegantly updated en suite bathroom, while the home's inviting outdoor spaces include a wide screened front porch, perfect for relaxing, and a cozy back porch for enjoying morning sunrises or tranquil evenings. Located just outside the Sanford Residential Historic District, in the coveted Golf Cart District, and directly across from Red Barber Park and the historic Southside School, this home offers a unique blend of charm and community. Don’t miss the chance to own a newer home in this sought-after neighborhood—perfect for golf cart rides, walking, or biking to the excitement of Historic Downtown Sanford. Embrace the lifestyle this wonderful community has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,692 |
Total Monthly Payment | $2,586 | $2,530 | $3,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.