2 Bedroom charming STONE construction house is completely remodeled. (more pics to come). Spay foam insulation walls/attic, new kitchen includes white wall cabinets, blue base cabinets, new quartz counters, new microwave, stove, dishwasher and refrigerator. New engineered wood grain design floors (classic uniformed look) with underlayment sound deadening padding. New interior drs with dark rubbed hardware and a new fiberglass exterior front door. New trim, sheetrock, lighting, mechanicals include on demand propane water heater/heat system, new well holding tank, new 200 amp electric and outside lines. Updated full bath - tub shower combo with single sink station on the main plus a new updated half bath with full size laundry appliances. Lower level heated space (18x17) includes powder room/laundry and has 7'4" ceilings with electric heat. Great alternative for a primary bedroom or office. The house currently has its own well and septic yet both a community well or city water are accessible at the buyers expense. Hardwired fire and carbon monoxide detectors. New roof, gutters, drainage system, driveway and stonewalls. Loft access only by a pull down ladder system located in the hall on the main floor. The loft has plywood flooring, 2 windows - one at each eve, is fully sheet rocked and insulated. Let your imagination create each room as you see fit. This is a legal 2 BR property. Exterior repointed and lime washed. Owner in the process to acquire a Certificate of Occupany
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Engineered Wood Floor,Wide Board Floor | 9.0 x 11.0 | Main |
Full Bath | Remodeled,Tub w/Shower | Main | |
Great Room | Remodeled,Partial Bath,Engineered Wood Floor,Wide Board Floor | 17.0 x 18.0 | Lower |
Half Bath | Remodeled,Laundry Hookup,Engineered Wood Floor,Wide Board Floor | Lower | |
Kitchen | Remodeled,Quartz Counters,Engineered Wood Floor,Wide Board Floor | 9.0 x 13.0 | Main |
Living Room | Remodeled,Combination Liv/Din Rm,Fireplace,Engineered Wood Floor,Wide Board Floor | 14.0 x 22.0 | Main |
Loft | Plywood Floor,On 3rd Floor | 27.0 x 35.0 | Upper |
Primary Bedroom | Remodeled,Engineered Wood Floor,Wide Board Floor | 12.0 x 13.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,699 |
Total Monthly Payment | $2,624 | $2,568 | $3,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.