Impressive upscale 3 Bedroom, 2 Bathroom FIRST FLOOR condo with attached 2 Car Garage. Located in the much sought after community of TARPON COVE in desirable deed restricted PUNTA GORDA ISLES. FABULOUS EXPANSIVE WATER VIEW- views of the wide basin and canal! This is the most spacious first floor plan at Tarpon Cove with 2330 SF under air plus a 19x12 enclosed Lanai. There is an open and split bedroom floor plan with Foyer with tray ceiling/faux painting, Great Room, well appointed Kitchen, large Inside Laundry, storage room and Lanai. The Kitchen features white wood cabinetry with crown molding, stone counters, pantry with pull outs, tile backsplash, porcelain tile floors and dining area with large window offering lots of natural light. The appliances are stainless: French door refrigerator, induction oven/range and range hood, dishwasher and built in microwave. The Kitchen has a large pass thru to the spacious Great Room with porcelain tile floor and sliding glass doors to the Lanai. The Lanai has an awesome view of the water and marina through large sliding glass windows. There is a beautiful summer Kitchen with grill, sink and beverage refrigerator. The large Master Bedroom suite offers a water view through large windows, spacious his and hers custom closets and private bathroom with garden tub, walk in shower with glass block wall, dual sinks, wood vanities with stone counters. There are two additional Bedrooms with double closets- one is currently used as a Den/Office. The guest bathroom has a wood vanity, stone counters and walk in shower. The Inside Laundry offers front loading LG washer and dryer, sink, numerous cabinets and stone counters. *BRAND NEW A/C November 2024* The deeded dock space is #8 - there is a 30 foot concrete dock with 14, 000 lb boat lift. The seawall at Tarpon Cove is concrete and is maintained by the city of Punta Gorda. Tarpon Cove offers QUICK SAILBOAT ACCESS to Charlotte Harbor and on to the Gulf of Mexico. Other features include crown molding, plantation shutters and porcelain tile flooring throughout, 10 foot ceilings, 8 foot high 6 panel solid core doors, arched doorways, rounded corners, manabloc plumbing, Leviton integrated Network home system, paver driveway and walkways. Amenities at Tarpon Cove include heated swimming pool and inground spa, clubhouse with Kitchen, paver pool deck and walkways, sidewalks, park like setting. * Ask your agent for the attachments, including the Floor Plan and dates of appliances and upgrades* TARPON COVE is a prestigious waterfront community situated on 10 acres. Tarpon Cove offers outstanding sailboat access and also has a one acre lake with decorative light fountain. There is an on site 31 slip boat basin. This community is known for it's lush tropical landscaping as well as spacious, luxurious floor plans. There are only 60 condominium homes, 4 units to a building. Construction features include concrete block construction, concrete decking between floors, 8 inch concrete insulated block party walls, ** NEW TILE ROOF 2023 **. Tarpon Cove is 5 minutes from Golf and 10 minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, art galleries, Fishermen's Village, Charlotte Harbor Event Center, events and more! This is a rare opportunity to own a stunning unit in an outstanding community!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $604 | $604 | $604 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $4,416 | $4,413 | $5,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.