FULLY FURNISHED UPDATED 2 BEDROOM/2 BATHROOM HOME! This 940sq ft home, which includes the original square footage and den addition is the definition of true turn-key. Nothing needs to be done except to unpack and enjoy Florida. All appliances, furniture, electric fireplace, TVs, kitchenware, cookware, linens, light fixtures, custom window treatments, -everything stays with the sale of the home. The low HOA of $139/month makes Florida living affordable. Inside you will find new laminate flooring throughout, updated 6 panel doors, and custom window treatments. Upon entering the home from the carport with will find the open concept living space. There is a formal living room that opens to the den and kitchen. Can we talk about the eat-in kitchen…. it is the whole front of the house and has bay windows. Cabinets abound and wrap around the whole area and there is a dishwasher! There is a pass-through window above the sink that overlooks the den. The dining table and chairs is in the center of the room and there is an abundance of space all around it. The den has an entry door at the front of the house. There are plenty of windows surrounding the home making it bright and airy. There are new laminate floors and windows. Take a walk down the long hallway and you will find the guest bedroom with bifold closet and access to the guest bathroom. The guest bathroom has an entry door to the hallway as well as an entry door to the guest bedroom. It has a new tub/shower combo and updated vanity. The master bedroom is at the end of the hallway and boasts a wall of bifold double closets and plenty of space. The master ensuite has a new tub/shower combo with tile surround, updated vanity, and its own linen closet. The home has central AC/heat. The enclosed shed at the end of the carport has been extended to make it extra-large. There you will find the washer/dryer, extra refrigerator, utility sink, and extra cabinet space with a countertop for ease of folding your clothes. There is also shelving for extra storage on both sides of the shed. Behind the shed you will find a patio with pavers. There is a covered carport that will hold 2 cars and the golf cart. Golden Gate is a 55+ resident owned community with private maintained roads which offers many amenities to its residents. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more. The community is located close to a Walmart Super Store, or you could take your golf cart. The store has designated golf cart parking! For the golf enthusiast there is the Mainlands Gulf Club just a signal light away. It is a public 18-hole Florida links style course. There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price includes the cost of the landshare which is valued at $45, 000. Pet friendly with 1 pet allowed up to 20 pounds. Buyer to verify all measurements and
restrictions and rules of the community. Requires community approval of application.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,200 | $119,200 | $119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $120 | $120 | $120 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $813 | $792 | $1,005 |
Total Monthly Payment | $1,008 | $987 | $1,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.