Discover tranquil waterfront living in the highly sought-after community of Braden River Lakes, where you’ll enjoy a low HOA fee of just $36 per month and no CDDs! This home offers the largest floor plan in the neighborhood, featuring 4 bedrooms, 3 full bathrooms, and spacious, open living areas with high ceilings and stunning water views. Thoughtfully upgraded, the home includes a newer architectural shingle roof (2024), A/C unit (2019), and water heater (2020). The kitchen is a chef’s delight, with an island, eat-in dining area, pantry, stainless steel appliances, a coffee bar station, and lovely lake views. The master suite, located upstairs, also boasts panoramic views of the lake and its wildlife. Additional upgrades include a whole-house water softener, exterior generator plug, and a well pump for irrigation (no water bill for the lawn). Step outside to your heated pool overlooking a beautiful pond, creating an infinity-like pool experience. This quiet, centrally located community offers water views from many of its amenities, including a pool, volleyball and tennis courts, kayak launch, playgrounds, gazebos, and community BBQ grills. Enjoy the chance to see dolphins and manatees from the community area! Conveniently located close to everyday essentials, including dining, banks, and shopping destinations such as Publix, Walmart, Costco, and Home Depot. Plus, you’re just 5 minutes from the public boat ramp and only 20 minutes from the beautiful beaches of Anna Maria Island!
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Our Executive Mortgage Banker:
Our Insurance Division:
$655,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $524,000 | $524,000 | $524,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,486 | $3,483 | $4,493 |
Total Monthly Payment | $3,934 | $3,931 | $4,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.