Discover your ideal Florida-style retreat in this bright and inviting 3+bedroom, 3-bathroom home, thoughtfully upgraded and ready for serious boaters and those seeking spacious comfort. The entire 120’ of concrete seawall was replaced in 2024 and is maintained by the city, sailboat access, and only minutes from Charlotte Harbor, this property offers the ultimate waterfront lifestyle. Step inside to an open, light-filled living and dining area that flows seamlessly toward breathtaking water views from almost every room. The layout includes two master ensuites, perfect for hosting guests or providing privacy for family members, and a third guest bedroom plus an office/flex room with a closet for added versatility. The kitchen is a chef’s dream, featuring custom soft-close cabinets with pull-out drawers, granite countertops, a glass backsplash, a stainless steel range hood, matching appliances, a wine cooler, and a built-in oven with glass cooktop. Both master suites boast private baths: the primary master suite has a cedar walk-in closet with built-in drawers, a jetted tub, and a double-sink vanity, while the second suite features a walk-in closet and easy step-in tub. Enjoy year-round comfort with two separate zones of A/C and heat, along with ceiling fans in every room. The impact-resistant windows and doors, paired with additional shutter protection, offer peace of mind, and the home experienced no water intrusion during Hurricanes Ian and Milton. Outside, an expansive backyard hosts a private 10-foot-deep heated pool with a brand-new pool pump (2024). Enjoy watching playful dolphins and manatees glide by or engage in sport fishing right from the seawall. The southern exposure on the screened lanai allows you to soak up both sunrises and sunsets. The dock is equipped with extra pilings, providing ample space for boat storage along the 120 feet of seawall, making this property a dream for waterfront enthusiasts. Located in an extremely safe and friendly neighborhood, this home combines the best of Florida living with practical amenities. With its adaptable layout, pool, and unbeatable sailboat access, this property is ideal for multigenerational families, vacation rentals, or those with a passion for boating. Priced to sell, this is a rare opportunity for a sailboat section home with extensive upgrades and an unbeatable location. Don’t miss your chance to own this waterfront paradise in Punta Gorda Isles!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,329 | $4,329 | $5,935 |
Total Monthly Payment | $4,970 | $4,970 | $6,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.