Hurricane Helene damaged this home on Sept. 26th with only minimal flooding inside the house. Flooring, baseboards, some bottom cabinets and 2-feet of drywall were removed and house dried out - cost to repair probably within the 50% FEMA rule. Sold as is and seller makes no warranties regarding homes condition or feasibility of a rehab project. Featuring 4-bedroom 2-bath 2-Car Garage Split floorplan BLOCK home, built in 1971, with newer METAL ROOF & gutters (2015), newer windows (not high impact but energy-efficient), new duct work (attic insulation), hot water heater, & high-impact garage door. Laundry in garage. Charming family room with vaulted ceilings & sliders leading outside to a 280 sqft screened porch & pavers in the backyard. Walk-in closet in master bedroom, remodeled bathroom, ceiling fans throughout. Quiet location off Duhme Rd. - only minutes to Tyrone Mall with shopping & restaurants, VA hospital (Bay Pines), schools, new Seminole City Center with movie theater, eateries, stores and "Fresh Market. " 25 minutes drive to Tampa International Airport. Ride your bike to Madeira Beach to our Florida Gulf Beaches! No HOA. Call for a showing & make offer - this is the perfect time to grab a home near the beaches & add your own design & custom touches - a perfect primary residence, a Florida vacation get-away or AirBnB rental - Hurry!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,041 |
Total Monthly Payment | $3,551 | $3,467 | $4,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.