Charming Move In Ready Ranch in Warwick, RI Welcome to your new home! This delightful single-family updated ranch offers a perfect blend of comfort and convenience, featuring 3 spacious bedrooms and 1. 5 baths, all nestled within approximately 1, 488 sq ft of well-designed living space. Step inside to discover an inviting eat-in kitchen that flows into the dining room and a bright living room, ideal for family gatherings. The finished basement includes a versatile family room, perfect for entertaining or relaxing, a new half bath along with a dedicated laundry and utility area. Enjoy brand-new carpet in the basement, adding a fresh touch to the space. This property boasts a fenced yard, complete with a charming pergola and a covered deck, perfect for outdoor enjoyment and summer barbecues. Stay comfortable year-round with a newer furnace and central air conditioning, ensuring a pleasant atmosphere no matter the season. Situated on a generous 8, 712 sq ft lot, this home is conveniently located near shopping, schools, places of worship, restaurants, entertainment and offers easy access to the beach, airport, train, and public transportation. Just a short walk away, you can explore the scenic beauty of Oakland Beach, indulge in delicious local fare at Iggy's and Top of the Bay, and enjoy the vibrant coastal lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,907
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,926 | $319,926 | $319,926 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $2,534 | $2,478 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.