Welcome to this stunning 4-bedroom, 3-bathroom home located in the highly sought-after North River Ranch community. Built in 2022, this home offers over 2, 000 square feet of spacious living space, luxury wood plank tiles, and a versatile Bonus Den perfect for a home office or playroom. The open-concept design features a gourmet kitchen with a large 8x9 island, 2 pantries, oversized cabinets, and beautiful granite countertops. Cooking is a breeze with a double oven, stove top range, and high-end stainless-steel appliances. The attached garage has been upgraded with brand new Epoxy flooring, adding both style and durability. This home is not only perfect for comfortable living but also provides access to an impressive array of amenities included in the low HOA and CDD fees. Enjoy resort-style living with a community pool, lap pool, fitness center, bike park, pickleball courts, hiking trails, dog park, pavilions, and a clubhouse. Additionally, North River Ranch is conveniently located near a variety of shopping, dining, and entertainment options, with even more new builds on the horizon, making it an ideal place to call home. Don’t miss out on this incredible opportunity to live in one of the area’s fastest growing and most desirable communities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $612 | $612 | $612 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,343 | $3,340 | $4,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.