Experience elevated living at 326 Sea Island Way. This stunning 3-bedroom, 2. 5-bathroom townhome in the exclusive, gated Harbour Bay community on Harbour Island. Spanning 2, 515 square feet, this residence is thoughtfully designed to combine luxurious features and spaciousness with a relaxed, modern style that feels like home. The main level welcomes you with an open-concept layout, where the chef’s kitchen flows into a warm, inviting family room perfect for both intimate gatherings and grand entertaining. The kitchen is a standout, with sleek granite countertops, premium stainless-steel appliances, a wine cooler, and serves as the heart of the home. Step outside to your private, landscaped patio complete with a natural gas grill. . . ideal for al fresco dining and memorable evenings under the stars.
A formal dining room offers an elegant setting for special occasions, while a dedicated office on the main floor, equipped with built-in bookcases, provides a private retreat for remote work or study. Updated touches throughout, including crown molding, rich hardwood floors, plantation shutters, and a cozy gas fireplace that enhance the home’s refined atmosphere.
Upstairs, the master suite spans nearly half the floor, offering a private sanctuary with dual walk-in closets and a spa-like bathroom featuring his-and-hers vanities, a separate oversized tub, and a walk-in shower. Two additional bedrooms, each with walk-in closets, share a convenient Jack-and-Jill bathroom, making this layout ideal for families or guests. Rounding out this exceptional property is a spacious two-car garage with a Tesla charger, adding modern convenience.
Living in Harbour Bay Townhomes on Harbour Island means not only enjoying your own luxurious space but also having access to exclusive community amenities. Residents benefit from a refreshing community pool steps away from the townhouse and 24/7 guarded security and front gate. There is also the peace of mind that there was no flooding in the community during the recent hurricanes, thanks to Harbour Island’s high elevation, and rarely disrupted power due to underground utility lines. Just minutes away from vibrant downtown Tampa, Bayshore Boulevard, Hyde Park, and quick access to the Crosstown Expressway and I-275, this location balances urban convenience with neighborhood charm. From top-tier dining to entertainment options like Amalie Arena and the renowned Life Time Fitness Club, everything you desire is within easy reach.
Don’t miss your chance to own in one of Tampa’s premier communities and to embrace the Harbour Island lifestyle! Welcome Home!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $800,000 | $800,000 | $800,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $704 | $704 | $704 |
H/O Insurance Payment | TBD | TBD | TBD |
Initial Principal & Interest Pmt | $5,122 | $5,189 | $7,024 |
Total Monthly Payment | $5,918 | $5,893 | $7,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.