This charming home experienced flooding during Hurricane Helene but has since undergone professional remediation, creating a fresh start for its next owner. Featuring a desirable split floor plan, this property offers 3 bedrooms, 2 bathrooms, and a spacious secondary family room that overlooks the picturesque backyard. The roof was replaced in 2017!
Situated on an impressive 62 x 135 deep lot, the home boasts a generous outdoor space perfect for relaxation and entertaining. The east-facing front allows for breathtaking sunset views from the backyard deck each evening.
Nestled in the vibrant Riviera Bay community, residents enjoy access to a community boat ramp, two parks, and fun-filled golf cart and boat parades. The boat ramp is conveniently located at the end of the street, making it easy to launch a kayak, paddleboard, or boat for a day on the water. The area boasts numerous local eateries and popular pubs, including Fresh Kitchen, Noble Crust, McArthur’s Pub, Green Lane, Skyway Cafe, IC Sharks, Frankie’s Steakhouse, and Village Inn. Additionally, a new Scooters coffee and breakfast spot is coming soon. The newly built Spear YMCA is also conveniently located less than 3 miles away!
This prime location offers quick access to I-275 and the Gandy Bridge, making trips to downtown St. Petersburg and Tampa seamless. Don’t miss out on the opportunity to make this wonderful home or lot your own in a lively and welcoming neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,571 | $2,017 |
Total Monthly Payment | $2,136 | $2,116 | $2,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.