Welcome to 436 Farmwood Rd, a charming raised ranch smart home nestled in a serene country setting. This meticulously maintained home features 1628 square feet of living space, a sunlight living room with recessed lighting seamlessly integrated into the vaulted ceilings, two bedrooms with sprinkler system and two full baths with sprinkler system. A master suite, a dining room, a kitchen and finished spaces. The country kitchen flows effortlessly to a deck offering panoramic views of the private yard, ideal for hosting gatherings, tending to a garden, or simply unwinding. The lower level boasts a family room, laundry room, utility room, two car garage access, and walk-out to the serene backyard oasis. The attic is fully insulated with storage space. Additional highlights of this property include privacy in a wooded setting, walking and/or biking access to two lakes, and convenient proximity to highways for easy commuting seconds away from the Wolcott townline. Notable recent upgrades include HVAC system, smart home automations, septic system, and a newer roof. Come, and make this your new home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Dining Room | Ceiling Fan,Tile Floor | Main |
Family Room | Patio/Terrace,Sliders,Laminate Floor | Lower |
Kitchen | Balcony/Deck,Sliders,Tile Floor | Main |
Living Room | Bay/Bow Window,9 ft+ Ceilings,Vaulted Ceiling | Main |
Primary BR Suite | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $711 | $711 | $711 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,068 | $2,624 |
Total Monthly Payment | $2,909 | $2,854 | $3,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.