Welcome to 30 Mechanic Street in Provincetown's West End, located just 2 blocks from Commercial Street. Filled with natural light all day through, this 2-family home is designed to function equally as a single-family home, making it perfect for hosting guests or setting up a home office with its versatile spaces. The exterior of the home is Ranch in style, while the interior is a surprise boasting a more contemporary open design. As you enter the home, you step onto the primary living level, which includes an open layout with the kitchen, dining room, and living room flowing into each other while maintaining distinct spaces. The living room and dining room feature gleaming pine floors and plenty of natural light from three walls of glass. The living room impresses with a floor-to-ceiling masonry, wood-burning fireplace, soaring cathedral ceilings, and pine wainscoting. The dining area is spacious enough to accommodate 8 people. A sizable deck off the living room overlooks the charming Cottage Street area and leads to a private stoned patio surrounded by lush landscaping. Kitchen is well-equipped with stainless steel appliances, ample counter space, and a breakfast bar, al complemented by granite, stainless, along with tile floors with radiant heat. On this main level, you'll find the primary bedroom with wood floors and a sizable closet. Also on this level there is a full bath featuring stone pebbled floors, and tile shower with bathtub. Heading downstairs, guests will discover the second bedroom, generous in size, and provides split AC heat and two custom closets. On this level is an entrance leading to the second unit/ apartment, spacious and bright, and perfect for guests or occasional Airbnb rentals. This studio apartment includes a kitchenette, heated floors, split AC, and patio accessed through glass sliders. 30 Mechanic Street has been meticulously maintained and thoughtfully designed to offer both socializing spaces and privacy for you and your guests across its separate levels. Seller welcomes offers with request for buyer concessions. (Annual Sewer betterment: $742. 50 plus 2. 8% interest. ~10 years left on betterment. )
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Tile | 13.9 x 16.6 | Basement |
Bedroom 3 | Flooring: Tile | 13.9 x 16.6 | Basement |
Dining Room | Flooring: Wood | 13.9 x 16.6 | First |
Kitchen | Countertop(s): Granite,Flooring: Tile,Stove(s): Electric | 13.9 x 16.6 | First |
Living Room | Fireplace(s): Wood Burning,Flooring: Wood | 13.9 x 16.6 | First |
Master Bedroom | Flooring: Wood | 13.9 x 16.6 | First |
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NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,489 | $9,334 | $12,589 |
Total Monthly Payment | $9,113 | $9,958 | $13,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.