Your Lake-front Country Home is ready for viewing! Welcome to this affordable 3-bedroom, 2-bath home in Paisley, FL with no HOA. This home has nearly 1150 Sq. Ft. under air and 1750 under roof with an open kitchen, dining room and living room floor plan, this has lots of space for indoor parties, and a split-bedroom floor plan with an indoor laundry. Vaulted ceilings add to the spaciousness of the 3-bedroom home. A large 1st Bedroom comes with its own full bath. Bedroom #3 could be an office or craft center. Oversized RV garage, plus storage shed. The home is on Lake Kathrine with a nice view from your fenced-in back patio. Oversized Garage for your boat, RV or truck. The garage has a 2nd story room with a balcony and a full bathroom that is not hooked up at the moment, but could be used for a spare bedroom, work office. Also, there’s room for a workshop and an upstairs area that has an extra bathroom. Circular Driveway lends itself to parking plenty of guests. Entertain or just enjoy your morning coffee from your covered backyard deck that overlooks Lake Katherine and the natural Florida Wildlife. The deck is screened in for your pets. . 40 Acres of land includes a newer riding lawnmower, stored in the garage. Garage and shed have plenty of electric outlets and lights. Paisley is located just 15 miles from the Historic Downtown of Deland, featuring shopping and restaurants, and Stetson University. Also, nearby Umatilla’s Parks, and Lake Eustis for water sports. 50 minutes to the New Smyrna Beach’s. Close to the Ocala National Forest and Clearwater Lake for picnicking, swimming, hiking, camping and boating. Close to St. Johns River which is perfect for boating and fishing. Take I-4 to all of the nearby Amusement Parks. This is a great opportunity to own at a very affordable price for first-time home buyers and small families. Price reflects condition of the home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$170,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $928 | $904 | $1,147 |
Total Monthly Payment | $1,051 | $1,027 | $1,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.