This charming Dunedin cottage that HELENE’S STORM SURGE has created an opportunity that makes this Dunedin Isles Country Club property an incredible possibility for an investor to add to their rental portfolio or for homeowners looking to design their Dunedin dream home. This home is in a post-flood condition—stabilized, secure, and fully gutted—offering a genuine blank canvas ready for renovation. The general structure of this property is excellent: Block Construction, New Roof 03-24-2024, HVAC System 12-16-2021, Windows 06-10-2021, Plumbing 03-06-2021. Be sure to walk across the bridge over the pond and around the bamboo garden in the backyard. The fenced backyard also includes a storage shed and plenty of room for entertainment. Location is everything! This golf cart-friendly neighborhood is conveniently located near the Pinellas Trail and only a Jolly Trolley ride from Downtown Dunedin. The Marina and Boat Club, Weaver Park Pier, Dunedin Fine Arts & Community Center, Aquatic Complex, Sports Complex, and Hammock & Highlander Park are all nearby. Here, you will find plenty of dining, entertainment, shopping, and festivals, making this home's location extremely convenient and desirable. This outstanding property will not last long; schedule your showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,631 |
Total Monthly Payment | $2,525 | $2,523 | $3,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.