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4100 Post Road, #2, Warwick, RI, 02886 | $499,000
Discover coastal living at Unit 2, Ocean Crest Condominiums. This two-bedroom, two-bathroom condo offers panoramic views of Greenwich Bay, ideal for anyone looking to downsize into a carefree, maintenance-light lifestyle. Located just a mile from the bustling heart of East Greenwich, you're never far from shopping and exceptional dining. Perched on the second floor, this end unit has an abundance of natural light streaming through large windows and French doors. Step out onto either of your two private balconies to soak in the stunning water vistas or enjoy quiet mornings. The thoughtful layout includes hardwood floors throughout, a gas fireplace, several built in cabinets, and a spacious kitchen outfitted with granite countertops, ample storage, and stainless steel appliances including a wine fridge and tucked away washer and dryer. Retreat to the primary bedroom suite, which features its own balcony access through charming French doors, providing Bay views. The second bedroom is generously sized, accompanied by a full bathroom equipped with a tub and a shower. Recent upgrades include fresh paint and updated heating and water systems in 2017. Unit 2 at Ocean Crest Condominiums presents a unique opportunity to embrace a picturesque, easy-living environment with all the comforts of modern amenities and the allure of a vibrant town and beaches nearby. With quick access to major highways and the airport, your travel needs are also effortlessly met.
Features
- Heating: Forced Air,Gas
- Cooling: Central Air
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Year Built: 1980
- Common Charge: $333 Monthly
- Approx Sq. Feet: 1,271
- Est. Taxes: $4,303
- Lot Desc: Paved,Waterfront
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1370926
- Website: https://www.raveis.com
/prop/1370926/4100postroad_warwick_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4100 Post Road, #2, Warwick, RI, 02886
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
| Total Monthly Payment | $3,090 | $3,087 | $3,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB