Charming Ranch home set on 1. 8-acre lot in the desirable West Millbury area! This home was renovated to the studs in 2014 and thoughtfully updated with modern finishes. Beautifully designed kitchen features custom cabinetry w/under-cabinet lighting, a sleek granite countertop, and high-end stainless appliances. Hardwood floors flow throughout most of the home, enhancing its warm, inviting feel. Spacious living room provides a great place to relax, while the 4-season family room—currently used as a home office—opens to a back deck w/composite decking overlooking the expansive backyard, ideal for outdoor entertaining, family activities, or gardening. The home offers two well-sized bedrooms with closets & chandeliers, a tastefully designed main bathroom complete w/ vanity area & soaking tub/shower combo w/tile surround w/quartz countertop. Convenient mudroom breezeway leads to the attached 1-car garage. This home is perfect for first-time buyers or retirees. Welcome home!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Pendant | First |
Dining Room | Flooring - Stone/Ceramic Tile | First |
Kitchen | Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting, Remodeled, Stainless Steel Appliances, Lighting - Overhead | Main,First |
Living Room | Flooring - Hardwood, Window(s) - Picture, Cable Hookup, Exterior Access, Open Floorplan, Recessed Lighting, Wainscoting | Main,First |
Master Bedroom | Closet, Flooring - Hardwood, Lighting - Pendant | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $3,102 | $3,099 | $3,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.