Location, Location, Location, this is one of the best buys on the market. This 4 bedroom 3 full bath home is now available to a new owner. The home needs lots of TLC and work. This is what the seller knows about the home: New roof replaced two years ago, kitchen remodeled 5 years ago and appliances were replaced during remodel. New windows replaced through out the home 5. 5 years ago. Deck needs to be replaced and some soffits and fascia boards too. The third bath did have a leak, but was dug up and replaced and corrected. All the carpets need to be replaced though out the home. The kitchen and dining room have hardwood flooring & need to be refinished. There is a lot of space in this near 2500 sq. ft. home. You're going to love the primary bed and bath. Sitting area and large jetted tub. Also, features dual walk-in closets. This home has all the room today's family could need. Before submitting a purchase agreement, call listing agent for more information. I have been advised will not go FHA OR VA mortgages. Home is being sold AS IS!!! Make sure to review Seller Disclosure Statement too. IF your looking for a large home you can put some equity into and have a great return on investment, this maybe the home for you. Bottom of siding all around the home needs to be replaced, however the storage building has the same siding. Suggestion is to use siding from storage and vinyl siding storage building. Gas is across the road on the side of the home if so wanted.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,600 | $195,600 | $195,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,301 | $1,300 | $1,650 |
Total Monthly Payment | $1,475 | $1,474 | $1,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.