One or more photo(s) has been virtually staged. Discover an exceptional villa now available at a great price! This spacious 2-bedroom, 2-bathroom condo with a den/office is located in the highly sought-after Cortez Villas, a maintenance-free 55+ community. This fantastic end unit offers 1, 080 square feet of living space nestled under shady palm trees, featuring a covered front porch, two assigned parking spaces, and a roof replaced only five years ago. As you step inside, you'll be greeted by fresh paint and brand-new carpeting throughout. The oversized living room and den at the front can easily be converted into a third bedroom, second dining area, or home office. The bright and airy kitchen boasts easy-to-clean tile flooring, ample cabinet space, and new stainless steel appliances installed in August 2023 and never been used. The eat-in kitchen area opens up to an enclosed rear patio, perfect for weekend grilling and enjoying the tranquil, lush landscaping. Additional upgrades include a newer HVAC system from 2019, a new water heater installed in 2023, and an included washer and dryer, ensuring total peace of mind in this move-in ready home. The primary bedroom features double closets and an en-suite bathroom with a convenient walk-in shower. Cortez Villas offers an array of amenities, including a sparkling pool, a clubhouse with an active events calendar, a small kitchen, a library, a dining/ballroom area, two pool tables, and indoor recreational facilities. Centrally located, this community is close to popular Anna Maria Island and the sandy beaches of Bradenton Beach, providing ample shopping, dining, and outdoor activities to keep an active lifestyle. This home is priced to sell and won't last long. Call today to schedule your showing before it’s gone! Please note that buyers and owners may not park trucks at the property.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,920 | $147,920 | $147,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,009 | $983 | $1,247 |
Total Monthly Payment | $1,263 | $1,237 | $1,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.