One or more photo(s) has been virtually staged. Recently renovated home in the Clubhouse Estates community of Dr. Phillips, with no HOA! This corner-lot property features a newer roof (replaced in 2021), a two-car garage converted into a playroom, and a large driveway with space for seven vehicles. The spacious master bedroom includes a large walk-in closet, while the split floor plan offers a family room with high ceilings and beams. Enjoy the newly renovated kitchen with quartz countertops and stainless steel appliances, along with luxury vinyl plank flooring throughout the home.
The backyard is fully enclosed by a vinyl fence and includes a paved patio perfect for entertaining, complete with a granite-topped bar and fire pit. The luxurious master bathroom boasts a walk-in shower and granite-topped vanity with his-and-her sinks. The laundry room is equipped with newer Samsung front-loading washer and dryer, and the gas water heater was replaced in 2016. The home has been rewired with updated light fixtures, includes an ADT security system, and has an 8-zone sprinkler system.
Conveniently located within short distance to the YMCA, Dr. Phillips Elementary, Southwest Middle School, and nearby shopping including Trader Joe’s, Whole Foods, and more. Don’t miss the chance to see this beautifully updated Dr. Phillips home—it won’t last long!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,600 | $439,600 | $439,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,999 | $2,922 | $3,707 |
Total Monthly Payment | $3,579 | $3,502 | $4,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.