Discover a unique opportunity just minutes from the charming village of Millbrook! Bring your vision to this inviting ranch home. Currently set up with the main home as two bedrooms and a full bath and a separate 2 bedroom apartment. The walk up attic brings additional opportunity to expand if that suits your needs. Hardwood floors that flow through out the living room, formal dining area, 2 main bedrooms and halls. The spacious living room is perfect for relaxation and gatherings, featuring a cozy wood-burning fireplace that adds both character and comfort during those chilly evenings. The home's layout includes a generous dining room, ideal for entertaining family and friends. The galley kitchen, while efficient, offers plenty of potential for your personal touch imagine updating it to fit your culinary dreams! For those seeking additional living space or investment opportunities, this property features a two-bedroom apartment. This separate unit is perfect for guests, extended family, or even as a rental space to generate extra income. Storage is never a concern here, with a spacious two-car garage attached to the home. Walk out basement, oodles of closet space and walk up attic offers plenty of storage. Additionally, the property includes a detached garage that is currently set up with horse stalls, making it an excellent choice for equestrian enthusiasts or anyone needing extra storage. Situated in a serene setting of two acres, the property offers both privacy and accessibility, with the vibrant community of Millbrook just a short drive away. Enjoy the charm of local shops, winery trails, restaurants, and cultural events, all while retreating to your peaceful home. Whether you're looking for a primary residence or a weekend getaway, this ranch home provides the perfect blend of comfort and opportunity. With its attractive features and versatile living spaces, this property is a rare find. Don't miss the chance to make it your own schedule a viewing today and experience all that this unique property has to offer! Embrace the rural lifestyle while remaining close to the conveniences of village living; this is the perfect place to create lasting memories. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, 2 Car Detached, BuildingAreaSource: Public Records,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $3,021 | $3,019 | $3,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.