This move in ready villa in desirable East Lake Woodlands offers a serene pond view setting located on a quiet cul-de-sac. The split bedroom open floor plan features beautiful wood look porcelain tile floors throughout living areas and an island bar with seating for entertaining. Updated kitchen offers cherry wood cabinets, granite countertops and luxury Frigidaire Gallery Stainless Steel appliances. Master bedroom has walk in closet and sliding door access to the screened patio. Master bath has huge vanity with dual sinks, separate shower/commode area, newer fixtures and linen closet. Second bath has been updated with newer vanity, fixtures and solid surface top. Second bedroom also has sliding doors to access the rear porch. This unit also features cozy front patio accessible from the ding area. Plenty of closet and storage space, including a utility room off the rear porch and storage closet adjacent to the carport right out front. HVAC 2021, Water Heater 2022, updated electrical panel, shingle roof to be replaced by HOA - special assessment already paid. Residents of East Lake Woodlands can enjoy optional membership to the Country Club, giving you access to additional amenities such as two 18-hole championship golf courses, pickle ball, tennis, Olympic sized pool, clubhouse, restaurant and fitness center. The community is zoned for top rated schools, offers 24 hr security and is conveniently located near restaurants, shopping centers, movie theater and entertainment. Easy commute to Tampa International Airport, Downtown Dunedin, Honeymoon Island and Clearwater Beach. Seller will install new master bath vanity and all bedroom carpet with acceptable contract.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,960 | $239,960 | $239,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $93 | $93 | $93 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,024 |
Total Monthly Payment | $1,764 | $1,763 | $2,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.