Welcome to this charming 3 Bedroom, 2. 5 bath Ranch home nestled on a cozy lot with a level backyard! This home features a primary bathroom with ensuite on Main floor. The main level boasts a bright and airy Dining room and Family Room right off of the eat in kitchen. There are sliders in the Dining room leading to the Deck that overlooks the backyard. This home features a finished walkout basement and half bath that leads to the level backyard. This living space is versatile and can fit whatever your need may be, Family room, gym, office space. . . An oversized 2 car under garage gives access to the finished basement. Close proximity to Lake, Parks & Schools. Come make this charming Ranch your new home in New Fairfield! * New as of 2023: Kitchen, Electric outlets, lighting, baseboards Updated, New Slider to deck, New 40 Gallon Water Heater.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 11.0 | Main |
Bedroom 2 | Hardwood Floor | 13.0 x 12.0 | Main |
Dining Room | Ceiling Fan,Hardwood Floor | 13.0 x 11.0 | Main |
Great Room | Cedar Closet,Half Bath,Sliders | 27.0 x 27.0 | Lower |
Kitchen | Ceiling Fan,Dining Area,Tile Floor | 12.0 x 12.0 | Main |
Living Room | Ceiling Fan,Hardwood Floor | 19.0 x 16.0 | Main |
Primary Bedroom | Full Bath,Hardwood Floor | 13.0 x 12.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $3,356 | $3,286 | $4,001 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.