Embrace an ideal Florida lifestyle in this condo that combines location, amenities, and peace of mind! Discover your serene retreat in the Gardens of Forest Lakes! This beautifully maintained second-floor, 2-bedroom, 2-bath condo offers a comfortable and convenient lifestyle in a vibrant community. Enjoy the peace of mind knowing the condo and community sustained no damage during recent storms, thanks to the complete community rehab in 2002, which reinforced the buildings to meet hurricane codes and upgraded the framework and siding. Step inside to find a spacious, open layout with laminate floors in the living area and cozy carpeted bedrooms. The dining area opens to a charming balcony, perfect for enjoying the fresh air. Both bedrooms offer generous space, and the convenience of an in-unit laundry room adds to the functionality of this home. The Gardens of Forest Lakes community boasts a wealth of amenities, including an inviting in-ground pool, a park, playground, tennis and racquetball courts, scenic picnic spots, lake access, and a large dock for fishing. With low HOA fees that cover maintenance of amenities, building insurance, exterior upkeep, trash, pest control, and reserve funds, you’ll enjoy a low-maintenance lifestyle with everything you need close at hand. Located near abundant shopping, dining, entertainment, and parks, plus a quick drive to Tampa, North Pinellas, and the stunning Gulf beaches, this condo is ideally situated for enjoying the best of Florida living. With assigned parking and a vibrant community atmosphere, this gem is ready for you to make it home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,063 | $1,349 |
Total Monthly Payment | $1,254 | $1,226 | $1,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.