SELLER WILL PROVIDE UP TO $7500 IN CLOSING COSTS CONCESSIONS ON BEHALF OF THE BUYER!. You will feel warm & cozy this winter in this spacious 3/2 Cement Block home with beautiful brick wood burning fireplace in the family room. Completely updated and designed for todays best living, you will find everything you need to move right into your new home. You will love the updated kitchen with maple wood cabinets, quartz counter tops and stainless steel appliances, the elegantly updated bathrooms, the new luxury easy care laminate flooring throughout, the new ceiling fans and light fixtures, the newly textured ceilings and walls along with the new interior and exterior paint. There are sturdy updated windows throughout the house and the roof was replaced 2021. The HVAC (2016) and gas hot water heater are both in excellent working order. Nicely landscaped with a chain link fence around the backyard along with sought after shade trees for outdoor activities and pets. This lot sits high on the street with a designation of Flood zone X. There is NO HOA here. Located very close to local schools, shopping, restaurants and more yet tucked away in a quiet suburban neighborhood. Everything you want is right here waiting for your arrival. Come see today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,850 | $1,802 | $2,287 |
Total Monthly Payment | $2,269 | $2,221 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.