Welcome to Bayshore Gardens – Your Affordable Florida Retreat! This is 55 plus community with a low hoa of only 245/month. Looking for the perfect slice of paradise without breaking the bank? This charming 1-bedroom, 1-bathroom Turn-key condo offers everything you need for a cozy, convenient, and carefree Florida lifestyle. From the moment you arrive, you’ll appreciate the convenience of having your designated parking spot directly in front of the unit. Step inside to find a bright and inviting space filled with natural light streaming through windows at both the front and back of the condo, creating that unmistakable Florida vibe. The fully equipped kitchen is ready for your culinary creations, while the cozy living area provides the perfect spot to relax and enjoy serene courtyard views. Just beyond the living space, you’ll find a delightful lanai where you can sip your morning coffee or unwind in the fresh air. Adjacent to the lanai, a small private outdoor area lets you soak up the Florida sunshine in your own little oasis. This unit is just steps away from the beautiful outdoor pool, making it easy to take a refreshing dip whenever you like. Laundry is conveniently located just outside your backdoor, adding to the ease of living here. The spacious bedroom boasts a full wall of custom closet space, offering ample storage, while the bathroom features a convenient bathtub/shower combo. Perfectly located, this condo is minutes from IMG Academy and SRQ Airport, with easy access to shopping, dining, and entertainment. Plus, some of the most stunning beaches in Bradenton and Sarasota are just a short drive away. Affordable, turnkey, and ready for you, this is the ideal Florida retreat for seasonal visitors, or anyone looking to enjoy the sunny Florida lifestyle. Don’t miss out on this gem – call today for your private showing!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $94,800 | $94,800 | $94,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $647 | $630 | $799 |
Total Monthly Payment | $818 | $801 | $970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.