Charming 2-Bedroom, 1-Bathroom Home in Desirable St. Petersburg, FL!
Discover the potential in this cozy 2-bedroom, 1-bathroom home located in a fantastic area of St. Petersburg. This property offers an excellent opportunity for first-time buyers, investors, or anyone looking to personalize a space to make it their own. Nestled in a friendly neighborhood with convenient access to local amenities, parks, and dining, this home has incredible potential to shine with just a bit of refreshing.
Features include:
Spacious Bedrooms: Two comfortable bedrooms offering ample natural light.
Functional Layout: A smart floor plan that maximizes space, perfect for everyday living.
Good-Sized Yard: An outdoor area that can be transformed into your private oasis.
Great Location: Situated in a sought-after neighborhood, close to schools, shopping, and beaches.
While the home may need a little TLC, it’s full of promise and ready for your personal touch. Don’t miss this rare chance to own a home in a prime St. Pete location. With a little imagination and some updates, this property could become the perfect retreat or a solid investment opportunity.
This home is high and dry and did not experience any issues with the most recent hurricanes. The garage has been converted into a recording/sound studio. This area can be easily converted into a bonus room, family room, bedroom, etc. . .
Schedule your private showing today and explore the potential of this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,068 | $2,015 | $2,600 |
Total Monthly Payment | $2,228 | $2,175 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.