This home is located in the quaint neighborhood of Sheep Pond Estates with deeded association beach rights to Sheep Pond which offers pristine waters where you can swim, boat and fish for many varieties of Trout as well as Salmon. The main level first floor features hardwood floors, large living area with cathedral ceilings, with skylights, wood burning fireplace, dining area, fully appliance kitchen, full bath and two bedrooms. One is being used as a home office. On the second floor you will find an additional large bedroom. The lower level has a large finished room heated with full bath and two separate entries. Lower level also has laundry and natural gas heating and hot water components. The home sits on a large corner lot facing both Sheep Pond Drive and entry driveway on Clark Road. Home has a Generac back up generator, split unit A/C on 1st floor, window a/c unit on 2nd floor. The home has two large outside decks, one lower and one upper. There is a large outside area for barbecues and relaxation. Outside also has a large utility shed. You can walk to your deeded beach on Sheep Pond. This home was built by this family in 1974. Ist time being offered for sale.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,721 | $4,722 |
Total Monthly Payment | $4,479 | $4,380 | $5,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.