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1307 Loretto Cir, Odessa, FL, 33556 | $545,000
NO FLOOD ZONE!!! NO DAMAGE FROM EITHER STORM!!! $195, 000 REMODELED LAKE FRONT HOME IN ODESSA! 2021 - FULL FIRST FLOOR REMODEL! ALL NEW KITCHEN APPLIANCES - REFRIGERATOR, BUILT IN OVEN MICROWAVE, COOKTOP, RANGE HOOD, DISHWASHER, WASHER/DRYER. REMODELED GARAGE. ALL HURRICANE WINDOWS & SLIDERS. HURRICANE MODERN GARAGE DOOR. PLANTATION SHUTTERS FOR ENTIRE HOUSE. 2020 - CUSTOM FRONT DOOR! 2018 ROOF REPLACE. 2016 AC & AIR HANDLER. LAST 15 YEARS - $25, 000 IN LANDSCAPING & DRIVEWAY. This exquisite remodel comes fully updated for the modern single family home. The whole house has new hurricane double insulated windows & sliders coupled with a custom modern hurricane impact modern front door and garage door. As you enter your new home you're greeted by a open concept living room & kitchen equipped with all new finishings. The appointments start with new luxury vinyl oak planked floors that span the entire first floor. The completely remodeled first floor comes with a beautifully finished kitchen with quartz countertops, soft close kitchen cabinets and a full compliment of elite Frigidaire appliances accented with black slate stainless steel: refrigerator, built in microwave & oven, glass cooktop, and dishwasher. The added kitchen cabinet storage gives additional space for a full pantry, dishes and a personal office desk downstairs. The wrap around galley kitchen has a Cambria Quartz island with cabinets on both sides, a pop-up electrical outlet and a white farm sink. The white cabinets are accents with black finishes and elite handle pulls. Downstairs also houses your laundry room and a sleek half bath powder room. Upstairs houses all your bedrooms and a full den for the little ones to play and/or at home office. Your master escape comes completely updated with an a 3 piece en-suite including a frameless walk-in shower and a dual quartz vanity with vessel sinks. The two additional bedrooms are ample size for guest quarters while the den allows for a perfect at home office. Outback is a quaint lanai for the family cookouts and helping you shelter from the elements. The firepit overlooking the lake creates memories you'll never forget and serenity every morning enjoying your lake view. Reach out for your private showing! **ZERO DAMANGE DURING EITHER STORM!!! **NOT IN A FLOOD ZONE!!!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Room
- Style: Florida
- Year Built: 2001
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,030
- Acreage: 0.14
- Est. Taxes: $2,304
- HOA Fee: $610 Annually
- Elem. School: Odessa Elementary
- Middle School: Seven Springs Middle-PO
- High School: J.W. Mitchell High-PO
- Pet Policy: Yes
- Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Indoor Grill, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
- MLS#: TB8318924
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/TB8318924/1307lorettocir_odessa_fl?source=qrflyer
Listing courtesy of NEW ACRE REALTY Phone: 813-447-9415
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1307 Loretto Cir, Odessa, FL, 33556
$545,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
| Monthly Tax Payment | $192 | $192 | $192 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,901 | $2,864 | $3,677 |
| Total Monthly Payment | $3,185 | $3,148 | $3,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388